Car insurance in GTA 5

How to insure a car in GTA 5

In a way, GTA 5 is a car simulator, which is why it has such a wide range of all different sorts of vehicles. Although there’s always a possibility that you’ll crash or some other player will blow up your car. In order to avoid that, you can use a special insurance service to recover lost vehicles.

Insurance claims include:

• Griefing. If some player destroyed your car, the insurance won’t cost you anything and the car will respawn in your garage.
• Car crashes. The one responsible for the crash will pay for the destroyed vehicle.
• If you drown your car, you’ll have to pay the insurance company yourself.

Remember that if the player is a CEO, he won’t have to pay for anything. In this case, you’ll get your car back free of charge. The price of recovery depends on the car and can vary from 500$ to 20000$. The only flaw of the insurance system is that you’ll have to return to your garage to get the car, which may be inconvenient at times.